Investing in new equipment, vehicles or machinery? Our business asset finance solutions can help you acquire the assets you need without straining your cash flow.

Features:

• Flexible Terms: Finance agreements tailored to your business cycle.
• Tax Benefits: Working with your accountant there may be potential tax advantages for your business.
• Preserve Working Capital: Keep your cash flow intact while acquiring necessary assets.
• Terms: Usually completed over a 5 year term some lenders have options for up to 7 years and as short as 1 year terms. There is also the ability to have upto a 40% balloon payment to reduce your month repayment costs.

Available Asset Finance Types: Hire Purchase, Finance Lease, Operating Lease, Chattel Mortgage

Mid Term Refinancing – We are able to offer mid term refinancing on any of your current

Equity Release – If you have assets that you own outright we can organise finance against these to raise capital.

Interest Rates

• Fixed Interest Rates: Remain the same throughout the loan term, making it easier to budget for monthly payments.
• Variable Interest Rates: Repayments can fluctuate over time due to either a decrease or increase to interest rates.

Other Available Business Finance / Loans

Running a business requires access to capital, whether for day-to-day operations, expansion, or handling unexpected expenses. Understanding different financing options can help you choose the best solution for your needs. Term

Term Loan

A term loan is a lump sum of money that you borrow from a lender and agree to pay back over a set period, with interest.

Features:

• Predictable Payments: Fixed repayments to make budgeting easier.
• Large Sum Access: Obtain substantial funds for major business expenses or investments.

Invoice Financing

Invoice financing lets you use your unpaid invoices to get cash quickly, which helps maintain cash flow when clients are slow to pay.

Features:

• Quick Cash Access: Turn unpaid invoices into immediate cash.
• Maintain Operations: Avoid cash flow problems caused by late payments.
• No Additional Debt: Financing is based on your receivables, not new debt.

Cash Flow Finance

Cash flow finance is designed to help businesses manage their everyday cash flow needs. This type of financing can be crucial for covering operational expenses or seizing growth opportunities.

Features:

• Improved Liquidity: Access funds quickly to manage everyday expenses.
• Flexible Repayment: Repay according to your business cash flow cycle.
• No Collateral Needed: Often doesn’t require you to pledge assets.

We also have access to lenders that offer Business Loans LOC and Trade Finance options. What ever your business needs we will work with you to find the right solution.